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Deposit Rates
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Rates This Rate Schedule contains information about interest rates and annual percentage yields for some of the accounts we offer. Rates and APY's are accurate as of 07/26/2010, but are subject to change. |
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Account Type
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Product
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Minimum Opening
Balance |
Daily
Minimum Balance |
Interest
Rate |
APY
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Accounts |
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Star Checking (NOW)
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$1,500.00
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0.25%
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0.25%
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Personal
Money Market ($2,500.00-$24,999.99)* |
$2,500.00
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$2,500.00
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0.50%
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0.50%
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Personal
Money Market ($25,000.00-$49,999.99) |
0.65%
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0.65%
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Personal
Money Market ($50,000.00-$99,999.99) |
0.85%
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0.85%
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Personal
Money Market ($100,000.00-$9,999,999.99) |
1.00%
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1.00%
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Business
Money Market ($2,500-$24,999.99)* |
$2,500.00
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$2,500.00
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0.70%
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0.70%
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Business
Money Market ($25,000.00-$49,999.99) |
0.90%
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0.90%
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Business
Money Market ($50,000.00-$99,999.99) |
1.00%
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1.00%
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Business
Money Market ($100,000.00-$9,999,999.99) |
1.14%
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1.15%
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Deposit |
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**30 Day CD
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$500.00
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0.50%
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0.50%
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**90 Day CD
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$500.00
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0.65%
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0.65%
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**180 Day CD
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$500.00
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0.85%
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0.85%
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**9 Month CD
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$500.00
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1.14%
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1.15%
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**12 Month CD
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$500.00
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1.44%
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1.45%
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***12 Month
Penalty Free CD |
$500.00
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1.34%
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1.35%
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**18 Month CD
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$500.00
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1.59%
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1.60%
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**24 Month CD
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$500.00
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1.83%
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1.85%
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**24 Month
Bump-Up CD |
$500.00
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1.83%
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1.85%
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**30 Month CD
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$500.00
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1.93%
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1.95%
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**36 Month CD
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$500.00
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1.98%
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2.00%
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**48 Month CD
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$500.00
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2.28%
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2.30%
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**60 Month CD
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$500.00
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2.52%
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2.55%
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**12 Month IRA
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$500.00
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1.44%
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1.45%
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**18 Month IRA
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$500.00
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1.59%
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1.60%
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**24 Month IRA
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$500.00
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1.88%
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1.90%
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**30 Month IRA
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$500.00
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1.93%
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1.95%
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**36 Month IRA
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$500.00
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1.98%
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2.00%
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**48 Month IRA
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$500.00
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2.28%
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2.30%
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**60 Month IRA
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$500.00
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2.52%
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2.55%
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Accounts |
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Statement Savings Account
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$100.00
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$100.00
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0.40%
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0.40%
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Star Savings
($2,500.00 and over)* |
$2,500.00
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$2,500.00
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0.50%
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0.50%
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Star Savings
($100.00-$2,499.99) |
0.40%
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0.40%
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Copper Classic
($5,000.00 and over)* |
$5,000.00
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$5,000.00
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0.90%
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0.90%
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Copper Classic
($2,500.00-$4,999.99) |
0.50%
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0.50%
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Copper Classic
($100.00-$2,499.99) |
0.40%
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0.40%
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Account |
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IOLTA Account
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$500.00
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$1,500.00
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0.25%
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0.25%
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* Minimum balance required to open account and maintain stated APY. ** A penalty may be imposed for early withdrawal. *** You are allowed two withdrawals with this type of account. - Rates subject to change after account opening. - Fees may reduce earnings on accounts. - Interest is compounded monthly on Money Market, Statement Savings, Interest NOW, and IRA accounts |
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